Dutch bank account
The Netherlands uses the Euro (€). Payments are mainly made by debit card or smartphone; cash is uncommon but available from yellow ATMs (geldautomaten). Contactless payment is widely accepted, while credit cards are mostly used for large or online purchases.
Opening a Dutch bank account can take days or weeks, so make sure you have another way to pay when you arrive, such as a working bank card, a Visa or Mastercard credit card, or an online bank account set up in advance. During Welcome Week or your first classes, group expenses are often shared via Tikkie; if you can’t use it yet, you can repay others in cash or by bank transfer.