Dutch law requires that everyone living in the Netherlands has adequate health insurance. This applies to both EU/EEA and non-EU/EEA students. Non-EU/EEA students must provide proof that they have arranged adequate health insurance to obtain their residence permit/entry visa. You can read more about the options on the health insurance page.
Personal liability insurance
Personal liability insurance is not compulsory, but highly recommended. It insures you against costs you are liable for if you injure someone else or damage their possessions (for example if you cause a traffic accident with your bicycle or as a pedestrian).
Personal liability is included in the student insurance packages we recommend for your health insurance.
Other types of insurance
- We recommend that you take out a good travel insurance policy.
- Fire and theft insurance: while this is not obligatory, most Dutch people have it. It insures your personal belongings, such as audiovisual equipment, books, jewellery, clothing etc. against theft from a locked space, as well as fire and water damage. The premium depends on the value of your personal belongings.
- If you take a car with you, check your car insurance cover.